SBI New Rules 2018 Full Information In Hindi

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India ki popular bank state Bank of india ne 1 april 2018 se apne new rules change kar diye the so agar aap sbi customer hai to is article ko pura padhe warna kahi aesa na hoki aapko rules ke baarein me pata nahi tha or aapke bank account se paise kat gaye.

India ke jydatar logo ke account sbi me open karwaye hue hai or aese me har customer ko ye pata hona chahiye ki bank ne konse new rules ( niyam ) nikale hai.

SBI New Rules Me Kya Changes Hue Hai 

State bank of India 1 april 2018 new rules hindi

SBI ne 1 april 2018 se apne new rules banaye the jaise minimum balance, atm withdrawal, cash deposit, sms alert service etc to chaliye guys jante hai ki in services me kya badlav aaye hai.

Cash Deposit

Month me 3 baar se jyda aap cash deposit yani fourth baar se cash deposit karoge to aapko har baar ₹50 jyda dena padega. report ke mutabik bank ne cashless transaction ko badava dene ke liye ye kadam uthaya hai yani ab sab mobile banking, internet banking se deposit kare ya fir cash deposit machine se or ha online deposit karne pe koi charge nahi laegaga.

Minimum Balance

Sbi ne 2012 ke baad ke baad bataya tha ki customer apne account me kitne bhi paise rakh sakta hai uspe koi penalty nahi lagegi yani bank a/c me kam paise hone ki wajah se koi charge nahi lagega sab free kar diya tha lekin 1 april 2017 se bank ne ispe penalty lagana start kar diya tha or wo bhi tagde tarike se agar aap metro city jaise Mumbai, Delhi, Kolkata aesi city’s me rahte hai to aapke account me 5000rs, city/town me 3000rs, semiurban areas me 2000rs or gaav ( village ) me rahte hai to 1000rs hona jaruri hai.

Aapke account me jo rules banaye gaye hai usse kam paise hai to honge to 100rs up to charge lagega or aapne kitne din tak kam paise rakhe use dhyan me rakh ke penalty legegi yani paise kate jayenge, so agar paise kat gaye to koi bhi chok jayega so apne friends ko bhi jarur bataye.

Note : student account pe penalty nahi lagegi so agar aap student hai to don’t worry be cool and enjoy.

Sbi ne minimum balance par 75% charge ki katoti ki hain, isse 25 crore peoples ko fayda hoga yani aapko ab charge kam lagega.

Minimum balance par naho confuse kuch log aesa sochte hai ki humare khate me minimum 2000rs hona jaruri hai, aesa nahi hai dosto koi bhi bank penalty monthly ya 3 monthly lagati hai ab maam lijiye ki aapke khate me 2000rs jama hai to aap in paiso ko withdrawal kar sakte hai or wapsh 15-20 din me 2000rs deposit kar de to aapko koi charge nahi lagega matlab agar aap minimum balance monthly mentioned kar ke rakhte hai rakhte hai to penalty nahi lagegi.

Important Note : Ab aap apne khate me minimum balance ke tor par 3000rs rakh sakte hai, ab 5000rs rakhne ki jarurat nahi hai rules me thoda changes hua hai.

Bank ne abhi ek new service launched ki hai, aap ” basic savings bank deposit ” account open kar sakte hai. Isme aap minimum zero balance bhi rakh sakte hain, par conditions ko follow karna padega. SBI Basic Saving Account Kya Hai, Benefits Or Kaise Open Kare ye post padhe isme sari jankari di hain.

ATM Withdrawal

SBI ATM se monthly 5 baar free transaction kar sakte hai uske baad har transaction pe aapko 10rs debit hoge wahi agar other bank ke atm se 3 baar free me transaction kar payenge usse jyda baar karne pe up to 20rs charge lagega yaha kuch logo ke bank dwara ek accha rule banaya gaya hai.

Saving account me aap minimum ₹25,000 average rakhte hai to sbi atm machine se kitni bhi baar Paise nikal sakte ho uska koi charge nahi lagega or aap monthly ₹100,000 average rakhte hai to kisi bhi bank ke atm se money withdrawal ya kuch bhi kariye koi charge nahi lagega.

SMS Alert

Sms service ke har 4 mahine me 15rs kate jayenge or agar aapke khate me aap 25,000 se jyda balance rakhte hai to aapko ye charge nahi lagega.

Duplicate Passbook

Aapko duplicate passbook ka charge 100rs + GST lagega or per page 40 entries ka 50rs + GST lagega.

Cheque Book

Aapne 31 march 2018 se baad jo new cheque book li ho usi se transaction kar paoge purani cheque book kaam nahi karegi.

Debit Card

Debit Card Issuance Charge

• Normal ( Classic / Global ) Zero Charge

• Gold Debit Card : 100rs + GST

• Platinum debit card : 300rs + GST

Debit Card Annual Maintenance Charge

• Classic Debit Card : 125rs + GST

• Silver/Global/Yuva/Gold Debit Card : 175rs + GST

• Platinum Debit Card : 250rs + GST

• Pride / Premium Business Debit Card : 350rs + GST

Debit Card Replacement Charge : 300rs + GST

Duplicate PIN / Generation Of PIN Through Branch : ₹50 + GST

International Transaction Charges

Balance Enquiry At ATMs : ₹25 + GST

Cash Withdrawal From ATM : ₹100 min + 3.5 of txn. amt. + GST

Point Of Sale E-commerce Transactions : 3% of transaction amount + GST

Account Closing

Aap account bandh karwayenge tab bhi charge lagega with GST per isme kuch conditions hain.

• Aap account open karwane ke 14 din ke andar account close karwate hai to charge nahi legega.

• Aap 14 din se 1 saal ke andar account close karwate hai to 500rs + GST lagega ( For Individual )

• Beyond 1 Year yani ek saal baad account close karwaoge to koi charge nahi lagega.

Aapko ab bank ki har service par GST lagega janiye konsi service mahengee hogi Banking service expensive ye article jarur padhe or sbi ne 12 or 15 July 2017 ko apne mobile aur internet banking customers ko bahot bada gift diya tha agar aapko nahi pata to Sbi new gift imps, neft or rtgs new charges ye article bhi padhe. Red color me Jo likha hai wo link hai waha click kare.

Full Details About SBI New Rules

Niche ek PDF ki link di gayi hain us pdf me aapko konsi – konsi details milegi sabse wo pahele jaan lete hain.

• General Charges

• Cash Deposit Charges & Domestic Remittance Charges

• Cheque Book & Demand Draft Charges

• Foreign Remittance ( Forex ) Charges

• Safe Deposit Locker Charges

• Safe Custody Charges

• Debit Card Charges

• State Bank Prepaid Cards

• Loan Processing Charges

• Charges For Portfolio Investment Scheme ( PIS )

• Miscellaneous Charges

PDF me aapko upper batayi cheezo ke baarein me full information milegi 👇

Download PDF

Post Summary :

I hope ki aapko 2018 sbi bank new rules jaan ke accha laga hoga, agar aapko ye artcile pasand aaya to comment kar ke jarur bataye. Apne friends, family or relatives ke sath is artcile ko jarur share kare taki ye jankari sabko pata honi chahiye agar koi problem hoto comment kar ke puch sakte hai mujhe aapki sahayta karne me khushi hogi. Humare roj ke new artciles ki jankari lene ke liye mere fb page ko yaha click  kar ke like kare or email subscribe kare.

Niche diye useful articles bhi click karke padhe.

Online SBI Saving account kaise open kare

ATM me paise hai ya nahi ghar baithe kaise pata kare

SBI account se aadhaar card kaise link kare

SBI internet banking kaise apply or activate kare

Bank account se aadhaar card link hua ya nahi kaise jane

13 COMMENTS

  1. Es tarah se paise ka katauti karna sarasar galat hai yah garibo avam sarkari sevako ke liye galat hai kyoki sarkari karmi ko prayah vetan har mahine nahi mita hai kabhi kabhi to 06 mah se bhi adhik ho jata hai khaskar samvida karmiyo ko aisi viprit paristhiti me log pet palega ya acount maintain karega

  2. yeh to garibo ke sath annyay ho rha h. agar kisi ki sallery 10,000 ya 6000 h to woh bank ke rule kaise follow karega ek Aam aadmi apni jindagi kaise jiyega. Or fir us 10000 mai se uske school k bachho fees or fir ghar ka kharcha kaise chalega. yeh to garibo k upar sarasar zulm ho rha h. Or isme hum bhi shamil h. sarkar ko yeh rule change Karne chahiye.

  3. Mere account se 1700rs kate gaye hai or reaon me failed txn likha hai, iska kya matlab hai, united bank of india

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