Cheque Bounce Kya Hai, Check Bounce Hone Par Kya Kare ( 2019 )

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Cheque bounce kya hai or kaise hota hai uski jankari abhi me aapko dunga, cheque bounce full Information hindi me aapko abhi milegi. aapka bank me account hai to check bounce kya h wo janna aapke liye bahot jaruri hain. knowledge hona bahot jaruri hai aapko future me kabhi bhi kaam aayega so is important jankari ko jarur padhe aapko is post me kon – konsi jankari milegi wo aap niche dekh sakte hain.

Cheque bounce kya hai, cheque Bounce kaise hota hai, cheque Bounce hone par kya kare

Cheque bounce hone ki puri jankari aapko yaha milegi or iske ralated bahot sari useful Information, aaiye step by step full Information lete hain.

Cheque Kya Hai – चेक क्या है ( What Is Cheque In Hindi )

Duniya me aaj bhi payment karne ke liye cheque / check ka use kiya jata hain. cheque ko english me ” Negotiable Instrument ” bhi kaha jata hai iska matlab hai molbhav ka sadhan. cheque ek paper hota hai jisme kuch jaruri details fill karke aap samne waley ko de sakte hai, samne waley ko cheque dene ka matlab ye hota ki aapne usko paise dene ka promise kiya hai agar aap promise todte hai to pareshani uthani pad sakti hain.

Aapko pata hi hoga cash leke ghumne me chori hone ke chances jyda hain isliye security ke liye cheque ka use kiya jata hain, yaha without cash aap cash ke room me check de sakte hai lenden karne ke liye.

Cheque me jo date daali us date se leke wo 3 month ke liye valid raheta hain isme har bank ke apne khud ke rules hote hai or ye kabhi bhi change kiye ja sakte hain, by the way aap jarur jante honge cheque kya hai.

Important Words Meanings

Drawer : Cheque ke malik matlab check dene waley ko kanooni bhasha me drawer kahete hain usko ” चेक काटने वाला ” ya ” चेकदाता ” bhi kaha jata hain.

Payee : Jo cheque leta hain use payee kahete hain matlab aap jisko name par cheque jari karte hai use payee ( प्राप्तकर्ता ) kahete hain.

Drawee : Jis bank ko paise nikalne ke liye cheque diya jata hai use ” Drawee ( भुगतानकर्ता ) kahete hain.

Cheque Bounce Kya Hai / Kaise Hota Hai – चेक बाउंस क्या है / कैसे होता है ( What Is A Cheque Bounce In Hindi )

Cheque Bounce in hindi

Cheque bounce reasons ( चेक बाउंस होने के कारण ) waise to different hain, aaiye jante hai kon – konse reasons ki wajah se cheque bounce hota hain.

• Dipak ne rahul ko BOB 10,000 ka cheque diya ab rahul apni SBI bank me us cheque ko deposit karne jata hai thode din me bank rahul ko batati hai ki aapke khate me paise jama nahi ho sakte hai kyu ki Dipak ke khate me sirf 5000rs hai to waise me aapke khate me 10,000 deposit karna impossible hain to dosto is situation ko cheque bounce kahete hain.

• Cheque valid na hona, dekha jaaye to check 3 month ke liye valid raheta hain agar cheque expired ho gaya hai.

• Jisne cheque diya hai uska kisi bank me account na hona.

• Account holder name or account number galat hona.

• Cheque me signature thik se na karna.

• Cheque khrab ho ya fir damage hona.

• Cheque par pen se crose kiya hua hona.

• Bank account closed ho gaya ho.

• Account holder ke dwara payment stop kiya jaaye.

• Joint account hai to dono ki signature cheque me chahiye, agar ek ki sign hai to nahi chalega.

• Consumer ki death ho jaaye.

• Insolvency of the customer.

• Insanity of the customer.

• Cheque galat branch me dena.

Cheque Bounce Hone Par Kya Hota Hai – चेक बाउंस होने पर क्या होता है ( What Happens When The Cheque Bounces In Hindi )

Yeh baat hun ek example se samjte hain, maan lijiye gautam ne nayan ko 25,000 ka SBI cheque diya tha or nayan ne us cheque ko apne BOI Bank me deposit kar diya tha par check kisi reason se bounce ho gaya to ab drawer’s bank yani gautam ki SBI bank payee’s bank matlab nayan ke BOI bank ko ” Cheque Return Memo ” or sath me Bounce Hone Ka reason bhi degi.

Payee’s bank ( nayan ki BOI bank ) ab nayan ko cheque bounce hone ka karan batayegi or usko check wapas kar degi.

Paaye chahe to us check ko 3 month ke andar dubara laga sakta hai second baar bhi cheque bounce hota hai to payee 3 month ke andar drawer ke khilaf kanooni karyavahi kar sakta hain.

Cheque Bounce Hone Par Kya kare – चेक बाउंस होने पर क्या करें ( What To Do If The Cheque Bounces In Hindi )

Cheque bounce hone par payee ko nuksaan hota hain usko payment milne wala tha wo time par mil nahi pata hain, cheque bounce hone par ek baar drawer se jarur baat karle agar wo nahi manta to aap legal actions le sakte hain.

Cheque Bounce act 138 hindi

Instrument Act, 1881,  cheque bounce section 138 ke mutabik payee ko apne paise lene ke liye drawer ko cheque return memo bhejna raheta hain. bank ke dwara payee ko cheque reuturn memo milne ke baad 30 days ke andar drawer ko notice de sakta hain. drawer ko notice milne ki date se 15 days mehi usko payee ko paise dene rahete hai ya fir wo new cheque de sakta hai jo bilkul sahi ho. notice milne ke 30 din ke andar agar drawer paise nahi deta hai to payee magistrate court me drawer ke khilaf mukadma draj karwa sakta hain iske liye payee ko ek accha advocate ( वकील ) chahiye hoga jisko in mamlon ka accha experience ho. aap poor class se hai to aapko government vakil mil sakta hai jisko aapko fees dene ki jarurat nahi padegi.

Aapko cheque bounce case me koi best lawyer chahiye to aap Popular Cheque Bounce Lawyers In India ye post padhe.

Cheque Bounce Hone Par Kya Saja Milti Hain – चेक बाउंस होने पर क्या सजा मिलती है ( What is Punishment When A Check Bounces In Hindi )

Cheque bounce hone par kya saja milti hain

Cheque bounce penalty in india 2019, Cheqe bounce ho jane par agar mamla court tak chala jata hai to is situation me drawer ko cheque ki dugna rakam deni hoti hain agar mamla jyda bada or ghambhir hua to drawer ko 2 saal ki jail bhi ho sakti hain, is dauran drawer ka behaviour nature bhi dekha jata hai, judge ( न्यायाधीश ) par depend karta hai ki wo kesi saja deta hain.

Cheque bounce penalty in Hindi

Don’t worry, court aapke paise drawer se wapas dilva dega agar drawer ke pass paise nahi hain to court uski property bech kar aapko paise dega.

Amount On Cheque Court Fee

• Rs. 0 to Rs. 50,000/-  =  RS. 100

• Rs. 50,000/- to Rs. 2,00,000/-   =  Rs. 500

• Above Rs. 2,00,000/-   = Rs. 1000

Cheque Bounce Hone Par Bachav – चेक बाउंस होने पर बचाव ( Rescue On Cheque Bounce In Hindi )

• Cheque bounce hai hai or aap drawer hai to payee ko paise de dene chahiye jisse mamla court tak na pahunche.

• Aapne samne waley ko jitni rakam ka cheque diya hai utne paise apne account me jarur rakhe.

• Cheque par samne waley ka name sahi likhe.

• Cheque par date, rupees, signature jesi details aekdam sahi fill kare.

Cheque Bounce Charges ( चेक बाउंस शुल्क )

Cheque Bounce hone par charge drawer or payee dono ko apni – apni bank se lagta hain.

Kitna charge lagta hai wo me fix nahi bata sakta kyu ki har bank ka cheque bounce charge alag – alag hota hain or charge rate kabhi bhi change hota raheta hain.

Cheque bounce charge ghar baithe janne ke me aapko kuch tarike batata hun unhen follow kare.

• Bank ki passbook par branch ka landline number likha hoga, aap uspar call karke jankari le sakte hain.

• Bank ke toll free number par call kare, agent ko question kar aap jankari le sakte hain.

• Bank ki official website par jake real charges check kar sakte ho.

For taking cheque bounce information in English, the articles below 👇

• Cheque dishonoured a step by step guide for legal recourse

• Cheque Bounce full Information in english India


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